Cyber security is the responsibility of every user. This document outlines the various ways you can stay safe online. Cyber Security Information
Scam Regarding Wiring Money
This scam has been around for a number of years, but has just recently resurfaced. The caller targets an elderly individual to let them know their grandson or granddaughter was on vacation and either had a car accident or was arrested for an illegal offense. The caller will tell the victim they must send money immediately to bail the grandson or granddaughter out of jail or to pay a ticket for the recent accident. They are told to use Western Union as bank wires do not always come direct, and there is a Western Union outlet nearby. The amount is usually either $2,500.00 or $5,000.00. Please be aware this is a scam. If you think you have been a victim, or if you have been contacted in this manner, please contact First Bank Financial Centre's Security Officer, Sharon Manke, at (262) 560-2010, or email firstname.lastname@example.org.
Automatic Debit Scams
Fraudulent telemarketers have found yet another way to steal your money, this time from your checking account. Consumers across the country are complaining about unauthorized debits (withdrawals) from their checking accounts.
Automatic debiting of your checking account can be a legitimate payment method; many people pay mortgages or make car payments this way. But the system is being abused by fraudulent telemarketers. Therefore, if a caller asks for your checking account number or other information printed on your check, you should follow the same warning that applies to your credit card number - do not give out checking account information over the phone unless you are familiar with the company and agree to pay for something. Remember, if you give your checking account number over the phone to a stranger for "verification" or "computer purposes," that person could use it to improperly take money from your checking account. LEARN MORE...
First Bank Financial Centre uses firewall and network security technology to protect our internal computer systems from unauthorized access. You can be confident that your personal information is completely safe and private.
In addition, access to or use of our Website constitutes consent to the following terms:
We have taken reasonable measures to ensure that the information and data presented on this Website is accurate and current. However, First Bank Financial Centre makes no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities that use or access this site and its content, based on their reliance on any information or data that is available through our Website.
The content of our Website is designed or intended to provide convenient access to general information only. For specific financial, accounting, investment, or other professional advice, please contact a qualified professional at any one of our bank branches, or by calling us at (262) 569-9900.
Our Website may provide links to other Websites for convenience and informational purposes only. Users should be aware that when they select a link on First Bank Financial Centre's Website to an external Website, they are leaving our site. Linked sites are not under the control of First Bank Financial Centre, and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. First Bank Financial Centre is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by First Bank Financial Centre of the site, its content, advertisers, or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from First Bank Financial Centre.
It is unlawful to intentionally cause damage to our Website or to any First Bank Financial Centre electronic facility or data through the knowing transmission of any program, computer virus, information, code, or command. This system and related equipment are subject to monitoring. Information regarding users may be obtained and disclosed to authorized personnel, including law enforcement authorities, for official purposes. Unauthorized attempts to upload information and/or change information on this Website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act, Title 18 U.S.C. Sec. 1001, and the USA PATRIOT Act.
About Identity Theft
The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. FBFC has compiled information about how you can protect yourself and prevent identity theft. LEARN MORE...
Stay Safe Online
STOP. THINK. CONNECT. TIPS & ADVICE
From the National Cyber Security Alliance
Keep a Clean Machine
- Keep security software current: Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats.
- Automate software updates: Many software programs will automatically connect and update to defend against known risks. Turn on automatic updates if that’s an available option.
- Protect all devices that connect to the Internet: Along with computers, your smartphones, gaming systems and other web-enabled devices also need protection from viruses and malware.
- Plug & scan: USBs and other external devices can be infected by viruses and malware. Use your security software to scan them.
Protect Your Personal Information
- Secure your accounts: Ask for protection beyond passwords. Many account providers now offer additional ways for you verify who you are before you conduct business on that site.
- Make passwords long and strong: Combine capital and lowercase letters with numbers and symbols to create a more secure password.
- Unique account, unique password: Having separate passwords for every account helps to thwart cybercriminals.
- Write it down and keep it safe: Everyone can forget a password. Keep a list that’s stored in a safe, secure place away from your computer.
- Own your online presence: Set the privacy and security settings on websites to your comfort level for information sharing. It’s ok to limit how and with whom you share information.
Connect with Care
- When in doubt, throw it out: Links in email, tweets, posts and online advertising are often the ways cybercriminals compromise your computer. If it looks suspicious, even if you know the source, it’s best to delete or, if appropriate, mark as junk email.
- Get savvy about WiFi hotspots: Limit the type of business you conduct and adjust the security settings on your device to limit who can access your machine.
- Protect your $$: When banking and shopping, check to be sure the sites is security-enabled. Look for web addresses with “https://,” which means the site takes extra measures to help secure your information. “Http://” is not secure.
Be Web Wise
- Stay current: Keep pace with new ways to stay safe online. Check trusted websites for the latest information, share with friends, family and colleagues and encourage them to be web wise.
- Think before you act: Be wary of communications that implores you to act immediately, offers something that sounds too good to be true or asks for personal information.
- Back it up: Protect your valuable work, music, photos, and other digital information by making an electronic copy and storing it safely.
Be a Good Online Citizen
- Safer for me, more secure for all: What you do online has the potential to affect everyone – at home, at work and around the world. Practicing good online habits benefits the global digital community.
- Post only about others as you have them post about you.
- Help the authorities fight cybercrime: Report stolen finances, identities and cybercrime to the Internet Crime Complaint Center and the FTC.