Same Day ACH

  • Same Day ACH payments can be sent to, or collected from, any bank account in the U.S.
  • Payments or collections submitted by 10:00am CST with today’s effective date are received and settled the same day
  • Today’s date must be used as the Effective Date to send Same Day ACH
  • Banks are required to receive Same Day ACH payments and debits and to update accounts in the same day
  • Refer to current fee schedule for applicable fees
Transactions Eligible For Same Day ACH
  • Almost all credit and debit ACH payments. Examples include credit and debit payments: payroll, travel/expense, supplier payments, bill pay, urgent claims/refunds, and collections
  • Non-monetary transactions. Examples include pre-notes and notification of changes
Transactions Not Eligible For Same Day ACH
  • Single payment transactions over $25,000 will not be eligible for same-day processing
To initiate Same Day ACH payments, please contact the Cash Management team.