Personal Checking Accounts

Feature Value Checking Premier Checking Free Checking Student Checking Classic Checking
Product Description Low balance account with many valuable benefits and discounts For customers who carry a high balance or have existing deposits with FBFC Basic account with unlimited check writing Great for students and customers age 14 - 24 Reserved for customers age 50 and better
Competitive Interest No Yes No No Yes
Minimum Opening Balance $100 $100 $100 $25 $100
Minimum Daily Balance $0 $500 OR $5,000 in deposits with FBFC $0 $0 $0
Monthly Maintenance Fee $6/mo  Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6 $10/mo if account falls below daily minimum balance or total deposit balance $0 $0 $0
ATM Transactions Non-ATM Access fee rebates up to $12/mo Free at FBFC & over 600 Wisconsin ATM Access locations~ Free at FBFC & over 600 Wisconsin ATM Access locations~ Maximum of one fee rebate per month up to $9.99` Free at FBFC & over 600 Wisconsin ATM Access locations~
Check Writing Access Unlimited Unlimited Unlimited Unlimited Unlimited
Online Banking Yes Yes Yes Yes Yes
Mobile Banking Yes Yes Yes Yes Yes
Account Alerts Yes Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes Yes Yes
24 hr Telephone Banking Access Yes Yes Yes Yes Yes
FBFC VISA Credit Card® Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee
MasterCard® Debit Card Yes Yes Yes Yes Yes
eStatements Available Available Available Available Available
Check Safekeeping Yes Yes Yes Yes Yes
Check Printing (2) boxes/yr at no charge* (2) boxes/yr at no charge* Available 1 free box of checks at account opening (mini-pak) (2) boxes/yr at no charge*
Bank@Work Eligible Yes Yes Yes No Yes
Other

Overdraft Grace: Fees waived if acct. balance is overdrawn by $10 or less^

Overdraft Protection**

Annual $10 discount on a safe deposit box

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashier Checks/mo

Many shopping, dining, travel, health, and peace of mind discounts available

Check Images with Paper Statements ($3/mo)

Discount on HELOC Closing Costs

Overdraft Protection**

Overdraft Privilege^

Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

 Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

Good Savers Scholarship opportunity

Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

Annual $10 Discount on a Safe Deposit Box

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashiers Checks/mo

+ Subject to credit approval. *Checks are FBFC signature checks. **Additional deposit account required. ˄Overdraft Privilege - as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~See Wisconsin ATM Access brochure for participating ATMs or Click Here. 'All transactions authorized but not yet posted to the account by the 15th calendar day of the month are carried forward to the next month's refund calendar.