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Personal Checking Accounts

Your personal checking account should be easy. It's the account you access and depend on the most. With additional services like account alerts, check ordering, direct deposit enrollment and overdraft services we hope your money works smarter for you, so you don't have to work harder.

All of our personal checking options provide you with monthly statements, access to your account online, and mobile access to your checking account through the First Bank Financial Centre app. We offer checking accounts that meet everyone's needs. Free Checking features a no-fee, no minimum balance account with free access at over 600 ATM locations state-wide and our Premier Checking even offers competitive interest rates!

Explore our products and services at your leisure. If you have any questions, please let us know!

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Veterans Banking Veterans Banking
Veterans Banking
Account Alert Account Alert
Account Alert
Ordering Checks Ordering Checks
Ordering Checks
Direct Deposit Enrollment Direct Deposit Enrollment
Direct Deposit Enrollment
Overdraft Services Overdraft Services
Overdraft Services
Debit Cards Debit Cards
Debit Cards
Feature Value Checking Premier Checking Free Checking Student Checking Classic Checking
Product Description Low balance account with many valuable benefits and discounts For customers who carry a high balance or have existing deposits with FBFC Basic account with unlimited check writing Great for students and customers age 14 - 24 Reserved for customers age 50 and better
Competitive Interest No Yes No No Yes
Minimum Opening Balance $100 $100 $100 $25 $100
Minimum Daily Balance $0 $500 OR $5,000 in deposits with FBFC $0 $0 $0
Monthly Maintenance Fee $6/mo  Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6 $10/mo if account falls below daily minimum balance or total deposit balance $0 $0 $0
ATM Transactions Non-ATM Access fee rebates up to $12/mo Free at FBFC & over 600 Wisconsin ATM Access locations~ Free at FBFC & over 600 Wisconsin ATM Access locations~ Maximum of one fee rebate per month up to $9.99` Free at FBFC & over 600 Wisconsin ATM Access locations~
Check Writing Access Unlimited Unlimited Unlimited Unlimited Unlimited
Online Banking Yes Yes Yes Yes Yes
Mobile Banking Yes Yes Yes Yes Yes
Account Alerts Yes Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes Yes Yes
24 hr Telephone Banking Access Yes Yes Yes Yes Yes
FBFC VISA Credit Card® Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee Available+ Minimum requirement of 1 purchase/yr to waive annual fee
MasterCard® Debit Card Yes Yes Yes Yes Yes
eStatements Available Available Available Available Available
Check Safekeeping Yes Yes Yes Yes Yes
Check Printing (2) boxes/yr at no charge* (2) boxes/yr at no charge* Available 1 free box of checks at account opening (mini-pak) (2) boxes/yr at no charge*
Bank@Work Eligible Yes Yes Yes No Yes
Other

Overdraft Grace: Fees waived if acct. balance is overdrawn by $10 or less^

Overdraft Protection**

Annual $10 discount on a safe deposit box

(3) Free Cashier Checks/mo

(1) Free Travel Card per year

Many shopping, dining, travel, health, and peace of mind discounts available

Check Images with Paper Statements ($3/mo)

Discount on HELOC Closing Costs

Overdraft Protection**

Overdraft Privilege^

Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

 Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

Good Savers Scholarship opportunity

Check Images with Paper Statements ($3/mo)

Overdraft Protection**

Overdraft Privilege^

Annual $10 Discount on a Safe Deposit Box

(1) Free Travel Card per year

(3) Free Cashiers Checks/mo

+ Subject to credit approval. *Checks are FBFC signature checks. **Additional deposit account required. ˄Overdraft Privilege - as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~See Wisconsin ATM Access brochure for participating ATMs or Click Here. 'All transactions authorized but not yet posted to the account by the 15th calendar day of the month are carried forward to the next month's refund calendar.

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