Consumer Deposit Specials

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Listed below are our current specials. Please click the plus sign next to each item to see more details.

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Specials

13 Month CD/IRA ~ 2.30% APY

Certificate of Deposits (CDs) and Individual Retirement Accounts (IRAs) must be opened with new money, not currently on deposit at FBFC. Offer applicable to consumers only. Business and Municipal money is not accepted. An open and active FBFC consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing.  An open and active consumer checking account is defined as an account which has activity consisting of either a recurring, monthly direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. Stated APYs effective as of 7/5/18; APY is 2.30%. $2,500 minimum to open CDs/IRAs to receive stated APYs. Maximum new money deposit of $250,000.  Interest rates are subject to change without notice. Early withdrawal from CD/IRA account may result in penalty. Fees may reduce earnings. At maturity, 13-month CD/IRA renews into a standard 24-month term. IRA Disclosure: You may make one (1) deposit per calendar year to this IRA account, up to $10,000 maximum. Withdrawals from IRA products before age 59 1/2 may be subject to additional taxes and penalties; consult your tax advisor regarding the tax implications. Certain retirement accounts are insured by the FDIC separately from non-retirement funds you may have on deposit with FBFC.

25 Month CD/IRA ~ 2.50% APY

Certificate of Deposits (CDs) and Individual Retirement Accounts (IRAs) must be opened with new money, not currently on deposit at FBFC. Offer applicable to consumers only. Business and Municipal money is not accepted. An open and active FBFC consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing.  An open and active consumer checking account is defined as an account which has activity consisting of either a recurring, monthly direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. Stated APYs effective as of 7/5/18; APY is 2.50%. $2,500 minimum to open CDs/IRAs to receive stated APYs. Maximum new money deposit of $250,000.  Interest rates are subject to change without notice. Early withdrawal from CD/IRA account may result in penalty. Fees may reduce earnings. At maturity, 25-month CD/IRA renews into a standard 36-month term. IRA Disclosure: You may make one (1) deposit per calendar year to this IRA account, up to $10,000 maximum. Withdrawals from IRA products before age 59 1/2 may be subject to additional taxes and penalties; consult your tax advisor regarding the tax implications. Certain retirement accounts are insured by the FDIC separately from non-retirement funds you may have on deposit with FBFC.

37 Month CD/IRA ~ 2.70% APY

Certificate of Deposits (CDs) and Individual Retirement Accounts (IRAs) must be opened with new money, not currently on deposit at FBFC. Offer applicable to consumers only. Business and Municipal money is not accepted. An open and active FBFC consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing.  An open and active consumer checking account is defined as an account which has activity consisting of either a recurring, monthly direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. Stated APYs effective as of 7/5/18; APY is 2.70%. $2,500 minimum to open CDs/IRAs to receive stated APYs. Maximum new money deposit of $250,000.  Interest rates are subject to change without notice. Early withdrawal from CD/IRA account may result in penalty. Fees may reduce earnings. At maturity, 37-month CD/IRA renews into a standard 48-month term. IRA Disclosure: You may make one (1) deposit per calendar year to this IRA account, up to $10,000 maximum. Withdrawals from IRA products before age 59 1/2 may be subject to additional taxes and penalties; consult your tax advisor regarding the tax implications. Certain retirement accounts are insured by the FDIC separately from non-retirement funds you may have on deposit with FBFC.