NOC Reference Guide
A Notification of Change (NOC) is a non-dollar entry transmitted by an RDFI (Receiving Depository Financial Institution) to notify you that information contained within an entry is erroneous and/or has become outdated and must be changed.
The ACH Rules require your company to make the requested changes within 6 banking days of the receipt of the NOC or prior to the initiation of another ACH entry. More information on these NOC codes can be found in the 2017 NACHA Operating Rules & Guidelines Corporate Edition starting on page OR179.
Notification of Changes will be sent to all ACH users via secure email.
|NOC CODE||DESCRIPTION||ACTION BY ORIGINATOR|
|C01||Incorrect account number||Change the Receiver’s account number record.|
|C02||Incorrect routing number||Change the Receiver’s financial institution routing number.|
|C03||Incorrect routing number & incorrect account number||Change the Receiver’s financial institution routing number and account number.|
|C05||Incorrect transaction code||Change the two-digit transaction code.|
|C06||Incorrect account number & incorrect transaction code||Change the Receiver’s account number and transaction code.|
|C07||Incorrect routing number, account number & transaction code||Change the Receiver’s financial institution routing number, account number, and transaction code.|
|C09||Incorrect individual identification number||Change the indivudal ID number.|
|C13||Addenda format error||Review the formatting in the Addenda Record that accompanied the original Entry Detail Record to determine errors and make corrections using only ANSI standards or NACHA endorsed banking conventions.|
Failure to respond to NOC's may result in a $15.00 fee.