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Closing and Beyond

What happens at the loan closing?
Can I make my monthly payments with an automated debit from my checking account?

What happens at the loan closing?

The closing will take place at a First Bank Financial Centre branch or the office of a title company or attorney in your area who will act as our agent. If you are purchasing a new home, the seller may also be at the closing to transfer ownership to you, but in some states, these two events actually happen separately. During the closing you will be reviewing and signing your loan documents. The Home Loan Lender or closing agent conducting the closing should be able to answer any questions you have or you can feel free to contact First Bank Financial Centre if you prefer. Your Home Loan Lender will contact you a few days before closing to review your final fees, loan amount, first payment date, etc.

Can I make my monthly payments with an automated debit from my checking account?

Automated monthly payments are available. At the loan closing an automated payment application will be provided. Complete the form at closing to enroll immediately or contact First Bank Financial Centre at a later date.