Personal Checking


Do you want free checking? Do you prefer to do your banking online? Choose a checking account that fits your account balance minimums and preferred style of banking. 

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Checking SuiteValue CheckingPremier CheckingFree CheckingStudent CheckingClassic Checking
Product Description Checking account with many valuable benefits and discounts  Checking account for those who carry a high balance or have existing deposits with FBFC Basic Checking account with unlimited check writing  Basic Checking account for customers age 14 - 24 Checking accounts for customers age 50 or better
Competitive Interest NO YES NO  NO YES
Minimum Opening Balance $100.00 $100.00 $100.00  $25 $100.00
Minimum Daily Balance $0.00 $500.00 OR $5000.00 in deposits with FBFC $0.00  $0.00 $0.00
Monthly Maintenance Fee $6.00/mo  Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6.00 $10.00/mo if account falls below daily minimum balance or total deposit balance $0.00  $0.00

$0.00

ATM Transactions Non-ATM Access fee rebates up to $12.00/mo~ Free at FBFC & over 600 Wisconsin ATM Access locations~ Free at FBFC & over 600 Wisconsin ATM Access locations~  Maximum of one fee rebate per month up to $9.99` Free at FBFC & over 600 Wisconsin ATM Access locations~
Check Writing Access Unlimited Unlimited Unlimited  Unlimited Unlimited
Online Banking YES YES YES  YES YES
Mobile Banking YES YES YES  YES YES
Account Alerts YES YES YES  YES YES
Online Bill Pay

YES

YES YES  YES YES
24-hr Telephone Banking Access YES YES YES  YES YES
FBFC VISA ® Credit Card Available+
minimum requirement of 1 purchase/yr to waive annual fee
Available+
minimum requirement of 1 purchase/yr to waive annual fee
Available+
minimum requirement of 1 purchase/yr to waive annual fee

Available+
minimum requirement of 1 purchase/yr to waive annual fee

Available+
minimum requirement of 1 purchase/yr to waive annual fee                                 

VISA ® Check Card YES YES YES  YES YES
eStatements Available Available Available  Available Available
Paper Statements YES YES YES  YES YES
Check Safekeeping YES YES YES  YES YES
Check Printing (2) boxes/yr at no charge * (2) boxes/yr at no charge* Available  1 free box of checks at account opening (mini-pak) (2) boxes/yr at no charge*
Other

Overdraft Grace: Fees waived if acct. balance is overdrawn by $10.00 or less^

Overdraft Protection**

Annual $10.00 discount on a safe deposit box

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashier Checks/mo

Many shopping, dining, travel, health, and peace of mind discounts available

Check Images with Paper Statements ($3.00/mo)

Discount on HELOC Closing Costs

Overdraft Protection**

Overdraft Privilege^
Check Images with Paper Statements ($3.00/mo)

Overdraft Protection**

Overdraft Privilege^

 Check Images with Paper Statements ($3.00/mo)

Overdraft Protection**

Overdraft Privilege^

Check Images with Paper Statements ($3.00/mo)

Overdraft Protection**

Overdraft Privilege^

Annual $10 Discount on a Safe Deposit Box

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashiers Checks/mo

+ Subject to credit approval. *Checks are FBFC signature checks. **Additional deposit account required. ^Overdraft Privilege - as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~ See Wisconsin ATM Access brochure for participating ATMs or click here. `All transactions authorized but not yet posted to the account by the 15th calendar day of the month are carried forward to the next month's refund calendar.


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FBFC's Funds Availability Policy