Personal Checking


Do you want free checking? Do you prefer to do your banking online? Choose a checking account that fits your account balance minimums and preferred style of banking. 

GO GREEN! Click here to learn more about our eStatements! 

Checking SuiteValue CheckingFree CheckingPremier CheckingClassic Checking
Product Description Checking account with many valuable benefits and discounts  Basic Checking account with unlimited check writing Checking account for those who carry a high balance or have existing deposits with FBFC Checking accounts for customers age 50 or better
Competitive Interest NO NO YES YES
Minimum Opening Balance $100.00 $100.00 $100.00 $100.00
Minimum Daily Balance $0.00 $0.00 $500.00 OR $5000.00 in deposits with FBFC $0.00
Monthly Maintenance Fee $6.00/mo  Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6.00 $0.00 $10.00/mo if account falls below daily minimum balance or total deposit balance

$0.00

ATM Transactions Non-ATM ACCE$$ fee rebates up to $12.00/mo~ Free at FBFC & over 600 Wisconsin ATM ACCE$$~ Free at FBFC & over 600 Wisconsin ATM ACCE$$~ Free at FBFC & over 600 Wisconsin ATM ACCE$$~
Check Writing Access Unlimited Unlimited Unlimited Unlimited
eBanking YES YES YES YES
FBFC Mobile YES YES YES YES
Account Alerts YES YES YES YES
eBill Pay

YES

YES YES YES
24-hr Telephone Banking Access YES YES YES YES
FBFC VISA ® Credit Card Available+
minimum requirement of 1 purchase/yr to waive annual fee
Available+
minimum requirement of 1 purchase/yr to waive annual fee
Available+
minimum requirement of 1 purchase/yr to waive annual fee

Available+
minimum requirement of 1 purchase/yr to waive annual fee                                 

VISA ® Check Card YES YES YES YES
eStatements Available Available Available Available
Paper Statements YES YES YES YES
Check Safekeeping YES YES YES YES
Check Printing (2) boxes/yr at no charge * Available (2) boxes/yr at no charge* (2) boxes/yr at no charge*
Your Interests First Newsletter YES YES YES YES
Other

Overdraft Grace: Fees waived if acct. balance is overdrawn by $10.00 or less^

Overdraft Protection**

Annual $10.00 discount on a safe deposit box

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashier Checks/mo

Many shopping, dining, travel, health, and peace of mind discounts available

Check Images with Paper Statements ($3.00/mo)

Overdraft Protection**

Overdraft Privilege^
Check Images with Paper Statements ($3.00/mo)

Discount on HELOC Closing Costs

Overdraft Protection**

Overdraft Privilege^

Check Images with Paper Statements ($3.00/mo)

Overdraft Protection**

Overdraft Privilege^

Annual $10 Discount on a Safe Deposit Box

Discount on Travel Club Trips

(1) Free non-EMV Travel Card or reload per year

(3) Free Cashiers Checks/mo

+ Subject to credit approval. * Checks are FBFC signature checks. **Additional deposit account required. ^Overdraft Privilege - as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~ See Wisconsin ATM ACCE$$ brochure for participating ATMs.


Contact a Personal Banker to open an account today

Information regarding FBFC debit cards

See FBFC's current deposit rates

FBFC's Funds Availability Policy