First Bank Financial Centre Rates

(Effective 5/31/2018)

Download Current Rate Sheet Here

Business - Deposit Account Rates

Account Type Minimum Dollar Amount to Open Account Minimum Dollar Amount to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
First Rate Money Market* (Business) $2,500.00

$0.01 - $2,499.99

$2,500.00 - $14,999.99

$15,000.00 - $49,999.99

$50,000.00 - $99,999.99

$100,000.00 - $249,999.99

$250,000.00 - above

0.05%

0.10%

0.15%

0.20%

0.25%

0.30%

0.05%

0.10%

0.15%

0.20%

0.25%

0.30%

Distinctive Money Market Business** (Business) $15,000.00

Introductory Rate Tiers

$0.01 - $14,999.99

$15,000.00 - above

Standard Rate Tiers

$0.01 - $2,499.99

$2,500.00 - $14,999.99

$15,000.00 - $49,999.99

$50,000.00 - $99,999.99

$100,000.00 - $249,999.99

$250,000.00 - above

 

0.10%

1.19%

 

0.05%

0.10%

0.15%

0.20%

0.25%

0.30%

 

0.10%

1.20%

 

0.05%

0.10%

0.15%

0.20%

0.25%

0.30%

Business Checking with Interest $300.00 $0.01 0.05% 0.05%
Business Savings $50.00 $0.01 0.15% 0.15%

* Interest is calculated on the entire balance each day at the rate in effect for that balance tier.
**An open and active business checking account is required to maintain a Distinctive Money Market Business account. An active business checking account is defined as an account which has ten (10) ACH, debit card or check transactions post to the account per statement cycle. If the requirements of the active checking account are not met, we reserve the right to terminate the introductory rate prior to the 180th day and rates will revert to the standard rates. Each Distinctive Money Market Business account and business checking account can have not more than one (1) linked relationship. One Distinctive Money Market Business account per business. Cannot be opened with money currently on deposit at FBFC. Maximum new money deposit of $250,000. Applicable to businesses with Wisconsin mailing address only. Municipal funds will not be accepted.
Interest rates are subject to change without notice. Certain activity restrictions may apply and fees could reduce earnings on the above accounts.
Offers valid to business accounts only. FBFC does not generally accept institutional or brokered deposits to any of our deposit products.

Certificate of Deposit and Individual Retirement Account Rates

CD Term Minimum Dollar Amount to Open CD Minimum Dollar Amount to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
6 Month CD $1,000.00 $1,000.00 1.00% 1.00%
12 Month CD $1,000.00 $1,000.00 1.19% 1.20%
24 Month CD $1,000.00 $1,000.00 1.39% 1.40%
36 Month CD $1,000.00 $1,000.00 1.59% 1.60%
48 Month CD $1,000.00 $1,000.00 1.79% 1.80%
60 Month CD $1,000.00 $1,000.00 1.99% 2.00%

Interest rates are subject to change without notice.
Fees may reduce earnings. A penalty may be imposed for early withdrawal from the accounts listed unless otherwise noted.
Offers valid to business accounts only. FBFC does not generally accept institutional or brokered deposits to any of our deposit products.