Business Checking Accounts

Feature Basic Business Checking Select Business Checking Premier Commercial Checking Business Checking with Interest Community Checking
Product Description For businesses with a low amount of transaction volume (<150) For businesses with a moderate amount of transaction volume (50-500) For businesses with a large amount of transaction volume (>500) Available to sole owners, government units and nonprofit organizations Designed for nonprofit organizations
Minimum Opening Balance $300 $300 $300 $300 $100
Minimum Balance Requirement $300 daily or $500 monthly average balance $1,000 daily or $2,500 monthly average balance No minimum balance $300 daily or $500 monthly average balance $100 daily balance
Monthly Maintenance Fee None if balance requirement is met; otherwise $8 None if balance requirement is met; otherwise $15 $18/mo None if balance requirement is met; otherwise $15 None if balance requirement is met; otherwise $10
Per Item Fee First 150 items free (includes checks,deposits, items deposited), $0.30 per item thereafter First 500 items free (includes checks, deposits, items deposited), $0.30 per item thereafter

Checks/debits: $0.18 Deposits/credits: $0.30
Items deposited: $0.12

First 500 items free (includes checks, deposits, items deposited), $0.30 per item thereafter None
Monthly Earnings Credit* No No Yes No No
Interest Bearing No No No Yes No
Free Check Safekeeping Yes Yes Yes Yes Yes
Your Choice of Paper or eStatements Yes Yes Yes Yes Yes
24-Hr Telephone Banking Access Yes Yes Yes Yes Yes
Business Online Banking Yes Yes Yes Yes Yes
Business Online Bill Pay Yes Yes Yes Yes Yes
Business Debit Cards Yes Yes Yes Yes Yes

*Monthly Earnings credit used to Reduce or Eliminate Monthly Service Charges (the average positive available balance is reduced by a 10% reserve requirement)