25 Month Certificate of Deposit (CD) cannot be opened with money currently on deposit at First Bank Financial Centre. An active First Bank Financial Centre checking account is required to receive stated APY. Interest rates are subject to change without notice. Stated Annual Percentage Yield (APY) effective as of April 18, 2013. $2,500.00 minimum to open 25 Month CD and receive stated APY. Customer may exercise their right to change the rate one time during the original 25 month term, to the current 24 month CD interest rate. Early withdrawal may result in a penalty. At maturity, product renews into a standard 36 Month term. Fees may reduce earnings. Offer applicable to consumers and businesses.