Personal Savings
You can choose from a variety of savings account options that best fit your savings capacity – Statement Savings, Elite Savings or a Money Market. Each account offers a unique minimum balance and interest rate. You may also want to consider our special accounts when saving for the holidays and health care spending.
GO GREEN! Click here to learn more about our eStatements!
| Savings Suite | Savings | Elite Savings | Money Market | Health Savings Account (HSA) | Holiday Club |
|---|
| Product Description | Low minimum, interest-bearing savings | Higher interest savings | Higher interest savings account | Available for participants with high deductible health care plans | A special account for holiday savings |
|---|---|---|---|---|---|
| Minimum Opening Balance | $50.00 | $100.00 requires a FBFC consumer checking account | $2500.00 | $50.00 | $5.00 |
| Minimum Daily Balance | $50.00 | $100 | $2500.00 | $1000.00 on deposit in consolidated relationships with FBFC | $5.00 |
| Monthly Maintenance Fee | $1.00/mo and $0.25/debit if account falls below daily minimum balance | $3.00/mo if account falls below daily minimum balance | $5.00/mo and $0.25/debit if account falls below daily minimum balance | $5.00/mo if account falls below consolidated relationships balance |
NO |
| Competitive Interest | YES | YES | YES | YES | YES |
| Check Writing Access | NO | NO | Limited* | YES | NO |
| Withdrawal Limit | (6) per calendar cycle* | (6) per calendar cycle* | (6) per calendar cycle* | Unlimited withdrawals for qualified expenses+ | (6) per calendar cycle* |
| ATM Access/Check Card | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | NO |
| Use for Overdraft Protection | YES | YES | YES | NO | NO |
| eStatements | Available | Available | Available | Available | Available |
| Other | $15.00 one-time setup fee. Limits on contributions. Distributions used for qualified medical expenses.+ | ||||
| Additional Convenient Services and Products for Checking and Savings Accounts eBanking, eBill Pay, eStatements, telephone banking, safe deposit boxes, scheduled automatic transfers, Travel Club, cashier’s checks, money orders, Travelers Cheques, coin counting, check images, combined statements, direct deposit, check ordering, foreign currency ordering, stop payments, wire transfers, notary and signature guarantee. Ask about our complete line of CD, IRA, and children’s savings products. * Federal regulations limit pre-authorized withdrawals, telephone and internet transfers to six (6) per month. ~ See Wisconsin ATM ACCE$$ brochure for participating ATMs. +See HSA brochure for explanation of qualified expenses. |
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Contact a Personal Banker to open an account today!
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Equal Housing Lender