Personal Savings
| Savings Suite | Statement Savings | Elite Savings | Money Market | Health Savings Account (HSA) | Holiday Club |
|---|
| Product Description | Low minimum, interest-bearing savings | Higher interest savings | Highest interest savings account | Available for participants with high deductible health care plans | A special for holiday savings |
|---|---|---|---|---|---|
| Minimum Opening Balance | $50.00 | $100.00 requires a FBFC consumer checking account | $2500.00 | $50.00 | $5.00 |
| Minimum Daily Balance | $50.00 | $100 | $2500.00 | $100.00 on deposit on consolidated relationships with FBFC | $5.00 |
| Monthly Maintenance Fee | $1.00/mo and $0.25/debit if account falls below daily minimum balance | $3.00/mo if account falls below daily minimum balance | $5.00/mo and $0.25/debit if account falls below daily minimum balance | $5.00/mo an if account falls below daily minimum balance | NO |
| Competitive Interest | YES | YES | YES | YES | YES |
| Check Writing Access | NO | NO | Limited* | YES | NO |
| Withdrawal Limit | (6) per calendar cycle* | (6) per calendar cycle* | (6) per calendar cycle* | Unlimited withdrawals for qualified expenses+ | (6) per calendar cycle* |
| ATM Access/Check Card | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | Yes Free at FBFC & Over 600 Wisconsin ATM ACCE$$~ | NO |
| Use for Overdraft Protection | YES | YES | YES | NO | NO |
| eStatements | Available | Available | Available | Available | Available |
| Other | $15.00 one-time setup fee. Limits on contributions. Distributions used for qualified medical expenses. | ||||
| Additional Convenient Services and Products for Checking and Savings Accounts eBanking, eBill Pay, eStatements, telephone banking, safe deposit boxes, scheduled automatic transfers, Travel Club, cashier’s checks, money orders, Travelers Cheques, coin counting, check images, combined statements, direct deposit, check ordering, foreign currency ordering, stop payments, wire transfers, notary and signature guarantee. Ask about our complete line of CD, IRA, and children’s savings products. * Federal regulations limit pre-authorized withdrawals, telephone and internet transfers to six (6) per month of which no more than three (3) can be by check. ~ See Wisconsin ATM ACCE$$ brochure for participating ATMs. +See HSA brochure for explanation of qualified expenses. |
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