Personal Checking
Do you want free checking? Do you prefer to do your banking online? Choose a checking account that fits your account balance minimums and preferred style of banking.
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| Checking Suite | Value Checking | Free Checking | Premier Checking | Classic Checking |
|---|
| Product Description | Checking account with many valuable benefits and discounts | Basic Checking account with unlimited check writing | Checking account for those who carry a high balance or have existing deposits with FBFC | Checking accounts for customers age 50 or better | |
|---|---|---|---|---|---|
| Competitive Interest | NO | NO | YES | YES | |
| Minimum Opening Balance | $100.00 | $100.00 | $100.00 | $100.00 | |
| Minimum Daily Balance | $0.00 | $0.00 | $500.00 OR $5000.00 in deposits with FBFC | $0.00 | |
| Monthly Maintenance Fee | $6.00/mo Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6.00 | $0.00 | $10.00/mo if account falls below daily minimum balance or total deposit balance |
$0.00 |
|
| ATM Transactions | Non-ATM ACCE$$ fee rebates up to $12.00/mo~ | Free at FBFC & over 600 Wisconsin ATM ACCE$$~ | Free at FBFC & over 600 Wisconsin ATM ACCE$$~ | Free at FBFC & over 600 Wisconsin ATM ACCE$$~ | |
| Check Writing Access | Unlimited | Unlimited | Unlimited | Unlimited | |
| eBanking | YES | YES | YES | YES | |
| eBill Pay |
YES |
YES | YES | YES | |
| 24-hr Telephone Banking Access | YES | YES | YES | YES | |
| FBFC VISA ® Credit Card | Available+ minimum requirement of 1 purchase/yr to waive annual fee |
Available+ minimum requirement of 1 purchase/yr to waive annual fee |
Available+ minimum requirement of 1 purchase/yr to waive annual fee |
Available+ |
|
| VISA ® Check Card | YES | YES | YES | YES | |
| eStatements | Available | Available | Available | Available | |
| Paper Statements | YES | YES | YES | YES | |
| Check Safekeeping | YES | YES | YES | YES | |
| Check Printing | (2) boxes/yr at no charge * | Available | (2) boxes/yr at no charge* | (2) boxes/yr at no charge* | |
| Your Interests First Newsletter | YES | YES | YES | YES | |
| Other |
Overdraft Grace: Fees waived if acct. balance is overdrawn by $10.00 or less^ Overdraft Protection** Annual $10.00 discount on a safe deposit box Free Traveler's Checks (single signature) (3) Free Cashier Checks/mo Many shopping, dining, travel, health, and peace of mind discounts available |
Check Images with Paper Statements ($3.00/mo) Overdraft Protection** Overdraft Privilege^ |
Check Images with Paper Statements ($3.00/mo) Discount on HELOC Closing Costs Overdraft Protection** Overdraft Privilege^ |
Check Images with Paper Statements ($3.00/mo) |
|
| + Subject to credit approval. * Checks are FBFC signature checks. **Additional deposit account required. ^Overdraft Privilege - as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~ See Wisconsin ATM ACCE$$ brochure for participating ATMs. | |||||
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Information regarding FBFC debit cards
Copyright 2008