FDIC INFORMATION: Per the Transaction Account Guarantee Program, through December 31, 2010, certain noninterest-bearing transaction accounts, IOLTAs, and interest bearing transaction accounts, meeting the prescribed interest rate maximum, are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to, and separate from, the coverage available under the FDIC's general deposit insurance rules. The Transaction Account Guarantee Program is a sub-part of the FDIC's Temporary Liquidity Guarantee Program. For complete details, see the FDIC's web site.  Ask an FBFC employee for details on the interest rate maximum.  For updated information on the FDIC's Electronic Deposit Insurance Estimator (EDIE), click here.